Bankruptcy

The bankruptcy laws exist to allow people to start over again financially, that is what is called a fresh start. People can get into financial difficulty quite easily. Sometimes people lose a job and with loss of income people can’t repay their debts and tend to use their credit cards to get them through the period of unemployment they are suffering. People get divorced. It’s a truism that two people can live together cheaper than two people maintaining separate households. When people separate and get divorced they not only have the additional cost of maintaining a household, they will also have the added expense of lawyers fees for their divorce, support, alimony, and custody disputes. Additionally child-support and alimony add to the financial burden that already exists. People also have medical problems, sometimes severe medical problems. The cost of obtaining medical services even if someone has insurance is very expensive, and if your medical condition puts you out of work you also have a loss of income in addition to the medical bills. People change jobs, and sometimes they make less than their previous job, so that they cannot afford their bills. These are some of the common scenarios that drive people into bankruptcy. So you’re not alone, far from it you have a lot of company.

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